If your illness gets worse
Many people with cancer recover, and treatments are getting better all the time.
But if there is a chance that your illness may become more serious, it can help if you have planned in advance what should happen to your home.
Long Term Care
- If you go into a care home or hospice, but your spouse or a dependant is still living in your home, they will be allowed to continue living there.
- If you don’t live with anyone, then a relative, partner or carer may be able to rent out your property on your behalf. You would need to have given them legal permission in advance to do this. With the correct permission, they may also be able to arrange for your home to be sold, so that the money can cover your long-term care fees.
- Your local authority may agree to lend you the cost of care home fees. This would be repaid once your home has been sold. This is called a deferred payment agreement.
If you die
If you die, your house (or share of it) will be part of your estate. It will be distributed in accordance with your will or, if you don’t have a will, the law. If you don’t have a will, who your estate goes to depends on which UK country you live in.
Call us on 0808 808 00 00 for information about planning ahead and to find out how we can support you.