If you continually don’t meet mortgage payments or don’t speak to your lender, they could take serious actions against you.
This could include taking you to court. Ultimately, it could lead to you losing your home. But this would only be a last option for your lender.
If you’re facing serious actions like these, always seek specialist advice from your local council or charities such as Shelter, Citizens Advice or StepChange Debt Charity.
If you are not in arrears, you can use this handy budgeting tool to plan for your outgoings and make sure they continue to match your income.